About Decentro

Decentro is a Y-Combinator backed banking & payments infrastructure company. Decentro provides building blocks that help companies stitch their fintech workflows in a few weeks. While starting our first fintech venture back in 2014, we spent years convincing banks to partner with us. Before we could launch our fintech product (more here), we had to convince different departments within banks - including technology, business, leadership, legal, and support to get the green signal. Fast forward to today, we realise that banks & regulatory institutions find it difficult to help the longer tail of companies build innovative & compliant fintech solutions.

What if there was a platform (think AWS for cloud or Twilio for messaging) that abstracts the complexities of banking, identity, payments, lending, and provides simple APIs so that companies do not have to spend years dealing with banks?

We’re solving this pain point at Decentro since 2020. We’ve scaled to process $4 billion + in payment volumes & have 900+ customers across India & Singapore in multiple verticals such as marketplaces, banks, regulated institutions, fintechs, lenders, gaming, and more. We are RBI approved online payment aggregator as of 2024.

What is expected from you - 1. Settlements Reconciliation:

  • Ensure all merchant settlements are processed within the established Turnaround Time (TAT).
  • Verify the availability of funds necessary for completing settlements.
  • Identify and address common loopholes and edge cases in the settlement process.
  • Reconcile settlements by matching them with corresponding debits on bank statements. 2. Risk Analysis:
  • Contribution to risk assessment and management activities. 3.Merchant Onboarding:
  • Facilitate communication and collaboration with various stakeholders, including those from the bank and the product team, to ensure smooth and efficient onboarding of new merchants.

What are we looking for -

  • At least 2-5 years of experience.
  • High energy team player with willingness to learn and adapt quickly.
  • Expertise in writing and optimizing SQL queries for data extraction, manipulation, and reporting purposes.
  • Data-driven thinking and an affinity for numbers, MIS.
  • Previous work experience in the payments sector, with a solid understanding of payment processing, settlement procedures, and industry regulations.
  • Hands-on experience in automating workflows and processes, utilizing tools and scripting languages to enhance efficiency and reduce manual tasks.
  • Strong proficiency in Microsoft Excel, including advanced functions, pivot tables, data analysis, and visualization techniques.
  • Effective verbal and written communication skills, with the ability to convey complex information clearly and interact professionally with team members and stakeholders.

What we offer - - The ability for you to make an impact and lay a foundation for the upcoming fin-tech innovations.   - A multicultural and diverse team of colleagues from different states that speak in total 6 Indian and global languages.  - Progressive and flexible work hours that match your personality and lifestyle.  - The best-in-class perks and benefits. Check out our careers page for the same: https://decentro.tech/careers/

Backed by global investors such as Ycombinator & Rapyd, we're a contrarian and progressive culture of independent thinkers and systematic executors that are driven to build cool things that matter.

If this aligns with you, time to hop on!

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, disability status, or any other characteristic protected by the law.